Chekelah Phelps
CHEKELAH PHELPS HLP Credit Solutions · CEO
State-Accredited Real Estate Continuing Education

Texas REALTOR® & Loan Officer CE Academy

Master modern consumer credit law, VantageScore 4.0 trended data, and Texas down payment grants while earning official TREC Continuing Education credits.

3 TREC CE Credit Hours Course #TX-CR2026

Credit Mechanics, Metro 2 & Mortgage Readiness for Texas REALTORS®

Instructor: Chekelah Phelps · Founder & CEO, HLP Credit Solutions Corporation

Enroll in Free Course →
Module 1

VantageScore 4.0 & FICO 10T Mandate

How 24-month trended balance data impacts mortgage pre-underwriting and interest rate pricing.

Module 2

Texas Grant & DTI Acceleration

Qualifying buyers for TSAHC $15K Heroes grants, TDHCA, and local Dallas/Tarrant County subsidies.

Module 3

Turning Denied Buyers into Closings

Building a reliable pipeline that repairs credit in 45–90 days with a 100% Client Return Guarantee.

Join the Next Live CE Webinar or In-Person Class

Classes are held monthly online via Zoom and in-person at the HLP Mansfield Headquarters and Arlington event centers.